We combine over 10 years of experience in the real estate industry with an analysis process to find you the best rental properties with the highest investment potential.
Here’s some of the most common questions about HouseKey! You can also reach out to us if you have any questions and our team will take care of you!
What is Co-Ownership?
Co-ownership for real estate is a form of financing in which a group of investors invests jointly in real estate. Each investor is entered in the land register as a co-owner and participates in the net rental income of the property in proportion to his or her share. When the property is sold, any capital gain is distributed to the co-owners in proportion to their shares.
What are the advantages of crowdinvesting for real estate?
Acquiring real estate in co-ownership offers several advantages in contrast to traditional investment opportunities.
What would happen to my shares if HouseKey were to close?
As a co-owner you are registered in the land register and have a real right to the building. Therefore, there is no dependency on HouseKey, which is the manager of the co-ownership. Should HouseKey close down, this would have no effect on your shares.
How and when will I receive my return?
The return is generated from the rental income or the sale of the property. Payments are made monthly to the account named by the investor. An overview of all income and key figures can be seen in the investor's dashboard.
How does HouseKey select investment properties?
Our experts select investment properties carefully and based on a comprehensive analysis. In the selection process, HouseKey considers several criteria, including location analysis, property valuation and financial structure. Our daily goal is to provide our investors with attractive returns and to ensure a long-term investment horizon.
Who takes over the management of the financed property?
The property management is carried out by trustworthy and reliable partners. Our selected partners have extensive expertise and many years of experience in real estate management. This ensures the maintenance of the property, minimizes the risk of vacancy and ensures legal compliance.
What is crowdlending for real estate?
Crowdlending for real estate is a form of financing in which a group of investors provide money for real estate projects via an online platform. The investors lend their money to borrowers who want to undertake real estate development projects.
How does crowdlending for real estate work?
In crowdlending for real estate, investors provide money through a platform to finance real estate projects. The platform checks the creditworthiness of the borrowers and sets the terms of the loan. Investors can then put their money into these projects and usually receive regular interest payments as well as repayment of the principal at the end of the term.
What are the advantages of crowdlending for real estate?
crowdlending for real estate offers investors the opportunity to invest in the real estate market without having to provide large amounts of money. It also allows for portfolio diversification as investors can invest in different real estate projects. For borrowers, crowdlending offers an alternative financing option away from traditional banks.
How can I track the progress of the project?
the real estate developer provides quarterly reports (depending on the project) on the progress of the project with photos of the construction site. HouseKey summarizes this information and publishes it on the investor's online dashboard so they can view it at any time.